Kapwork Receivables certification software

BelievableReceivable™

You did the work. Believable Receivable™ certifies each invoice in your customer's own system of record, from the cloud, your desktop, your phone or Chrome, and brings the certified deal to funders who compete to fund it.

Start free Log in Get the desktop app

Two minutes. No commitment. No customer calls. Kapwork adds 0% to any offer. The funders pay us.

Start free and Log in open the Believable Receivable™ software at kapwork.com/app. Get the desktop app opens the Windows, macOS, Chrome, iPhone and Android downloads at kapwork.com/registry/download.

Believable Receivable™ ledger Certified
INV-20418Approved in portal$84,200
INV-20431Scheduled$126,750
INV-20455Paid$61,900
Source of record: customer portal, read liveregistry.kapwork.com/ric/…
$700M+in receivables certified
300K+invoices certified
4,000+customer portals read
0fraud incidents. SOC 2 Type I & II
The software

What Believable Receivable™ does

One Registry, five apps. Believable Receivable™ runs in the cloud, on your desktop, on your iPhone or Android, and as a Chrome extension. Every one of them logs into your customer's billing portal, records the invoice exactly as the portal shows it, and seals it into the same tamper-proof certificate. A funder can't tell which one made it, and doesn't need to.

1

Starts in the cloud

Kapwork's home turf. Connect your customer's portal at kapwork.com with your own login and Kapwork certifies your invoices for you, once a day. Like Plaid for a bank balance, but for the invoices your customer owes you. Portals that ask for a 2FA code open in a Kapwork-run browser from a link; you type the code.

2

Certifies in your customer's own portal

A real browser logs into SAP Ariba, Coupa, Oracle, OpenText or any of 4,000+ buyer portals the way you would. Believable Receivable™ records the invoice, its status and the amount exactly as the portal served them, then re-checks every day.

3

Seals a Receivables Integrity Certificate

Each record becomes a tamper-proof certificate in the Kapwork Registry: genuine, unaltered, bound to this data, and timestamped to the last check. You invite the funders who may read it. Forwarding a link shares nothing.

Portals are the start. Invoices confirmed in email threads with your customer's accounts-payable team, and delivery records from carriers like FedEx and DHL, each get their own certificate. A certified receivable is a stack of independent records, each checked against the system it lives in.

Matching you with funding

Funders compete. You take the best offer.

Believable Receivable™ takes your certified invoices to the Kapwork Funder Network: factors, asset-based lenders, trade credit insurers, private credit and banks. They underwrite from your customer's record, not your word.

  • Multiple offers on certified invoices. You choose.
  • Certified invoices get up to 90% advanced, versus a conservative 75%. On a $100K invoice, that's $15,000 more working capital.
  • No notice of assignment. No one contacts your customer.
  • No loan, no lien, no personal guarantee from Kapwork. You keep the invoice.
  • Kapwork adds 0% to any offer. The funders pay us, only when you accept an offer you chose.
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Receivables are one of the safest assets in finance and the worst at proving it. Nowhere else in American lending is the applicant the main source of evidence that the collateral exists. A Believable Receivable™ lets your customer's system hold up the proof.

Pete Thomas, cofounder, Kapwork

Believable Receivable™ desktop Windows · macOS · Linux

The flagship. Lives in your menu bar, works your customers' portals about four times a day without you, and asks for you only when a portal needs a human: a CAPTCHA, a passkey, a 2FA code.

Download for Windows Download for macOS

Also for Chrome, iPhone and Android. The cloud needs no download: Start free.

The apps

Pick by where your work happens.

Same certificate, same Registry, five places to make it.

  • Cloud. Nothing to install. Kapwork stores your credentials encrypted and certifies on your behalf, daily.
  • Desktop. Mac, Windows, Linux. Scheduled runs, and Claude Desktop can drive it: "Certify my Ariba invoices." Your password never passes through the AI.
  • iPhone and Android. The same engine in your pocket. Tap a customer, watch it certify, share from the Vault.
  • Chrome. Log in yourself, click one button, get the same certificate. Ariba, Coupa and Tradeshift built in.
  • One honest difference: from the desktop and mobile apps your customer's portal sees your own address. From the cloud and Chrome it sees Kapwork's.

You have it. Flaunt it.

Connect your customer's portal. Believable Receivable™ certifies your invoices. Offers arrive.

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Free for your business. The funder pays us, only when you accept an offer.